Total Command

Total Command Flex

Strategist

Select

Saver's 5

Saver's 7

SPIA / SPIA Plus

SELECT

Select is a traditional, Flexible Premium Deferred Annuity. Designed as a long-term savings vehicle, Select allows continuing contributions of any amount at any time over a period of years. This feature allows you to build your retirement nestegg as you go.

Taxes on interest credited to Select need not be paid until you withdraw your savings from the annuity. That means your Account Value will grow more quickly, because you are compounding interest on money that would otherwise have been paid in taxes.

And when it's time for you to withdraw money from your Select annuity, you can Annuitize (or convert) your account value to provide predictable income. That income will be paid to you over a period of time you decide, allowing you to spread your tax liability over several years.

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